LOAN PROGRAMS

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•  COLLATERAL: Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes; 5+ Unit Apartments; Mixed-Use Properties.
• LOAN TERM: 6 - 12  - 18 - 24  Months
•  LOAN AMOUNT:  $50k – $7.5M for 1-4 Family, Condos, & Townhomes
  $250k – $10M for Multi-Family (5+)/Mixed-Use 
•  RATES: As Low As 10.24% (Interest Only Charged on Outstanding Balance) 
•  LTV: Up to 90% of the Purchase Price + 100% of the Renovation Cost; Not to Exceed 70% of the ARV Case by Case
• PRE-PYMENT PENALITY : N/A
• FICO SCORE: 640
• NON NATIONALS: Yes
• All loan are subject  case by case final approval 

•  COLLATERAL:  Non-Owner Occupied Single-Family Properties; Condos; Townhomes 
• LOAN TERM:  12 – 24 Months 
• LOANAMOUNT:  $100k* – $2M
• MINIMUM PROPERTY VALUE:  $150k
  As-Completed Value
• Up to 80% of the as- is value
• RATES: 11.29 subject to changes
• MINIMUM FICO SCORE: 660 
• All loan are subject  case by case final approval 

• ALL COSTRUCTION LOAN REQUIRE:  Approved and stamped architectural plans, permits already granted, licensed contractor 2 years experience and risk insurance.

• COLLATERAL:  Multi-Family Apartment Buildings (5+ Units); Mixed-Use Properties (Residential Space is Great than 70% of Square Footage) 
• LOAN TERM:  12 – 18- 24  Months (Extended Terms Available)
  30-Years (Amortization Options Available) 
• LOAN AMOUNT: Short Term;  $250k – $10M ($1M Max per unit)                Long Term;  $100k – $2M 
• LTV:  Purchase: Up to 75% of the As is Value
  Refinance: Up to 70% of the As is Value
  Cash-Out: Up to 65% of the As-Is Value 
• FIX & FLIP:  Purchase: Up to 80% of the Purchase Price + 100% of Renovation Costs
  Refinance: Up to 70% of the As-Is Value + 100% of Renovation Costs
  Cash-Out: Up to 65% of the As-Is Value + 100% of Renovation Costs 
• LOAN TERM:  Purchase: Up to 70% of the As-Is Value
  Refinance: Up to 70% of the As-Is Value
  Cash-Out: Up to 65% of the As-Is Value 
• FICO SCORE:  Short-Term: 620 Minimum
  Long-Term: 680 Minimum 

• COLLATERAL: Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes; 5+ Unit Apartments; Mixed-Use Properties.
• LOAN TERM: 6-12-Months
  (Extended Terms Available)
• LOAN AMOUNT: from $75k to $2.5M
• LTV: Up to 80% of the purchase price + 100% of renovation cost
• Rates Start at 11.24%
• FICO SCORE: 660

• All loan are subject  case by case final approval 

• COLLATERAL: Occupied 1-4 Family Real Estate; Condos; Townhomes; 5+ Unit Apartments; Mixed-Use Properties.
• LOAN TERM: 24- 30 Years fix rate
• LOAN AMOUNT: 55K  up to 2M
• RATES: 8.25%  depending on documentation, credit, experience
• LTV:   Purchase: Lesser of up to 80% of the As-Is Value or Up to 80% Loan-to-Cost 
• Refinance: Up to 80% of the As-Is Value
• Cash-Out: Up to 75% of the As-Is Value 
• PROPERTY:  “As Is” Appraised Value Must Be $100k or Greater (Geographical Restrictions May Apply) 
• MINIMUM FICO SCORE: 660
•   Final loan terms may vary based on loan types, verification of application information, and other risk-based factors. 
• All loan are subject  case by case final approval 

 1. Entity - Articles of Organization or Certificate of Formation – The Articles of Organization 

 2. Entity - Certificate of Filing – LLC-

3. Entity - Certificate of Good Standing. 

4. Most Recent Bank Statements 2 months 

5. Entity - Operating Agreement – LLC - S 

6. Homeowners Insurance Info 

7. Title Company Contact Information 

8. Voided Check – This is from the account you want ACH from.  

9. ID, or Driver License or Matricula, or passport 

10. Social Security or ITIN, or EIN 

If the property is rented, lease contract, rent payment receipts or rental statements that reflect payment deposits.

FOR OWNER'S OCCUPANCY LOANS. INSTITUTIONAL, BANKING, CONVENTIONAL, FHA, VA, USDA, HELOC, LINE OF CREDIT.

FULL DOCS, OR 12 TO MONTHS BANK STATEMENTS,

AN APPOINTMENT IS REQUIRED AT 602-475-9261 or submit your request to email: here on our page